Coverforce Insurance testimonials
In April 2026, the ACA launched a new member benefit: a combined PI and GL insurance initiative from specialist broker Coverforce. Since then, many members have explored the offer and a number have shared their experiences of engaging with Coverforce, describing a transparent and thorough process, responsive support, and a strong understanding of the challenges facing architectural practices.
I recently made the decision to move my practice’s professional indemnity cover across to the ACA’s new arrangement with Coverforce Complete, and I wanted to share that experience directly.
The process itself was easy and transparent, and the overall value of the offer was clear and compelling. We were offered a meaningful reduction in premium without compromising on the level of protection – which, in the current environment, is significant for my practice.
I thought it was worth mentioning in case it’s something you haven’t looked at yet. Even if only as a comparison point, it’s a useful way to sense-check where your current cover sits.
When your insurances are up for renewal, I’d suggest requesting a quote. The Coverforce team will take the time to understand your practice properly and confirm whether the arrangement is a fit, or if a broader market approach is more appropriate.
More broadly, the stronger the participation from ACA members, the greater our purchasing power as a collective and the more value we can continue to build into the arrangement over time.
— Paul Viney, Director, FPPV Architecture / ACA National President
I am writing to highly recommend the promoted Coverforce arrangement with ACA, the specialist broker partnering with the ACA on the new combined Professional Indemnity (PI) and General Liability (GL) insurance initiative.
Rowlinson Architects recently undertook a review of our insurance arrangements with assistance from Coverforce, and the expertise and dedication to detail demonstrated by the team has been exceptional. I strongly encourage all ACA members to take advantage of this initiative and engage with Coverforce to review your own cover.
The professional support provided has been invaluable in confirming our policy structure – truly tailored to the complexities of architectural practice:
- Contractual Risk Management: The broker provided a contractual liabilities review service to compare our client agreements against our current policy cover, which is critical for managing specific indemnity or “hold harmless” clauses often found in architectural contracts. This proactive approach ensures our PI cover remains intact when it’s needed.
- Transparency and Independence: Coverforce provided comprehensive, satisfactory clarification on the complexities of their Financial Services Guide (FSG), confirming that despite its Steadfast affiliation, the firm offers a “full broking service” that seeks quotations from the “market at large”. They also confirmed that for our proposed policies, the broker would be working for us as the client, not as the insurer’s agent.
- Policy Expertise: The Coverforce team provided clear and rapid assistance in addressing our practice’s changing risk profile, including confirming coverage for sub-consultants and reviewing the risk allocation proposed in our draft sub-contract agreements for a large new client, ensuring that our liability remains within insurable limits and aligns with the standard of reasonable skill, care and diligence.
In a marketplace where insurance is increasingly complex and volatile, Coverforce has offered a transparent, rigorous, and highly client-focused service that directly addresses the concerns raised by ACA members. The peace of mind achieved through their thorough work has been significant.
I highly recommend you contact Coverforce to begin your practice’s insurance review today.
— Luke Rowlinson, Director, Rowlinson Architects
Fixed annual expenses have a significant impact on architectural practices, and professional indemnity insurance is often one of the largest.
This year, I obtained a proposal from the ACA’s new insurance broker partner, Coverforce. For me, the process was straightforward, requiring minimal effort to provide the necessary information.
I was very pleased with the outcome and ultimately decided to switch from my longstanding broker. The cover offered was superior to our existing policy, while the premium was significantly lower, resulting in substantial savings for our practice.
I would recommend obtaining a proposal from Coverforce. For Haskell Architects, the combination of improved coverage and reduced costs made the process well worth the effort.
— Daniel Haskell, Director, Haskell Architects